Sunday , September 24 2023

Bank of America Hiring – Credit Officer

Website Bank of America

Job Description:

The Commercial Credit Officer (CCO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients. Products include lines of credit, term loans, real estate loans, and syndicated loans. The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market. This role will support credit activity for Middle Market clients (90%) and potentially Business Banking clients (10%) in the Dallas/Ft Worth markets, serving a broad range of clients with annual revenue ranging from $10 million to $2 billion.

Job Responsibilities:

  • Collaborates with the Relationship Manager (RM), Treasury Solutions Officer (TSO), and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects
  • Serve as Line/Credit approver in conjunction with Risk management based on credit approval grid and drives the internal credit approval process, loan documentation and closing
  • Design and execution of credit solutions, and the active management of asset quality
  • Perform analysis of clients and prospects and their industries

Job Requirements:

  • Analytical/technical skills, including financial accounting, modeling and loan structuring
  • Strong communication skills; ability to communicate vertically, horizontally, and externally
  • Industry knowledge across multiple sector

Qualification & Experience:

  • Experience in financial analysis, structuring, underwriting and portfolio management
  • BS/BA degree and 8+ years of solid commercial banking experience

Job Details:

Company: Bank of America

Vacancy Type: Full Time

Job Location: Dallas, TX, US

Application Deadline: N/A

Apply Here